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International Guide to Homeownership for Low-Income Individuals: Housing Programs, Housing Lotteries, and Subsidies

Housing Lotteries: Housing Programs

Affordable housing, shared ownership, public housing loans, and official housing lotteries in the United States, the United Kingdom, Spain, Portugal, Mexico, and other countries—and how to avoid scams.

International Guide to Buying a Home on a Budget: Mortgages, Interest Rates, Auctions, and Assistance for First-Time Homebuyers

Own Your Own Home: Your Chance!

How to compare mortgages based on total cost, choose a term and interest rate, reduce the down payment and mortgage insurance, take advantage of first-time buyer assistance programs in various countries, and buy at auction.

Guide to Buying a Home at a Lower Price in 2026: Financing, FGTS, Consortiums, and Auctions

Own Your Own Home: Don't Waste Time

How much to save for a down payment, notary fees and ITBI, SAC or Price, using FGTS funds, the lower interest rates under the “Minha Casa, Minha Vida” program, consortiums, Caixa auctions, and portability.